For many of us, the New Year will be full of resolutions. Most people resolve to get in shape and eat right, but especially in these times, it's wise to make financial resolutions and find ways to spend smart and save in the upcoming year.

"Experience is one thing you can't get for nothing," Irish playwright Oscar Wilde once said. But Wilde, for all his wit, probably never envisioned the modern practice of giving an experience as a gift. Here are some things to keep in mind and some tips for choosing an experience gift.

While the weather may seem cooler, many regions of the country continue to experience high ultraviolet indexes throughout the fall. Spectators, athletes and outdoor enthusiasts alike need to protect their skin from the unintentional damage they can receive while enjoying fall activities.

When last-minute-gift panic sets in, it's easy to blow your budget in your haste to purchase that perfect present. When the clock is ticking because the holidays are right around the corner, take a breath; consider the recipient and you can find great gifts that won't break the budget.

The weather is changing and the days are getting shorter, which means the holiday season is just around the corner. As you prepare to host family and friends, now is the time to dust off those old decorations and to consider some simple ideas to add a festive feel to your home this year.

The holiday season is fast approaching and it's time to take on all the daunting wish lists that have piled up throughout the year. Finding the right gift for the right person isn't a skill learned over time, but an art form only few are born with.

On those cold winter days, certain spices - such as allspice, cinnamon, cloves, nutmeg and vanilla - turn your house into a warm haven.